NC's 2025 CareScout medians put non-medical home care around $5,720/month for a typical 44-hour week, versus $6,496/month for assisted living. Home care usually wins at low weekly hours; a community usually wins once care needs pass roughly 40-50 hours a week.
When home usually wins
A few hours a day, medication reminders, help with errands and light housekeeping -- home care lets someone stay in a familiar house for meaningfully less than a community's flat monthly rate.
When a community usually wins
Once overnight supervision or near-continuous care is needed, hourly home care costs compound past what a flat-rate community charges, and staffing continuity becomes harder to guarantee with a home agency than with a community's own staff.